Floods can happen with very little warning. Most homeowners insurance typically doesn’t cover costs associated with flood damage. You will most likely need to purchase a separate Flood Insurance policy to keep your home and valuables fully protected.
Flood Insurance comes with great options to protect you from any damage caused by a flood. Some of these coverage options include:
Property Coverage – the physical structure of your home and its foundation. It also covers plumbing and electrical systems as well as central air and heating systems, attached bookcases, cabinets and paneling, and a detached garage.
Personal Coverage – protects items like clothing, furniture, electronics, curtains, some portable appliance, freezers and the food in them, and certain valuables like art.
According to the NFIP (National Flood Insurance Program) guidelines. There are a few things that are left without protection in a Flood Insurance coverage. This includes:
-Avoidable moisture or mold/mildew damage
-Currency, precious metals, and paper valuables like stock certificates
-Decks, fences, patios, landscaping, wells and septic systems, and hot tubs and pools
-Living expenses, like temporary housing
-Cars and other self-propelled vehicles (Can be covered with Auto Insurance)
SkyBlue Insurance is an authorized representative for some of the leading Flood Insurance providers in the nation. We have a great quote system that will shop your policy and compare it to other policies in order to ensure that you are paying the best rates for Flood Insurance. Request a Flood Insurance quote for free! Call 800-771-7758 to speak with a friendly & informative SkyAgent today.